What are the signs of credit overuse? Do you think credit has done more harm than good to the average consumer? How, and who is to blame? What experience (good or bad) have you (or someone you know) had with credit? Do you think that credit (credit card, personal loan, or mortgage loan) is too easy or too difficult to get? Do you share the view that bad credit is better than no credit? Why? As credit manager of a medium-sized company, who would you extend a $ 5,000 credit to: Mr. Jones who states on his application that he had had a few credit problems but he is now a changed man, or Mr. Brown, a police officer, who has no credit history? Explain.
Source: http://www.qualitybsolutions.com/mortgage/personal-finance/
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