Being pregnant is a time when you will need to consider how you will take care of yourself and your new baby. If you are struggling financially, you will need to get your economic affairs in order to ensure that you are not feeling stressed when you are faced with caring for your new born baby and having to take care of the associated bills. Here are a few tips on what to consider as you plan for your baby?s arrival but are not prepared financially.
May 17, 2012
by Jaime 
In Category Pregnancy & Birth 
Source: Fotolia ? Stephen Coburn
What are my Options for Maternity Leave
If you are pregnant now and you are currently working, make sure that you are aware of all of your maternity benefits. Some companies will offer both maternity and paternity benefits to those who are expecting. If you are experiencing financial strain and are capable of working longer hours now before the latter stages of your pregnancy, you may want to consider doing so in order to make as much financial headway as possible. If you are not going to go back to work after your pregnancy, it may be easier for you to make money while working from home and taking care of your child. You may also be able to make money by caring for other people?s children in your home.
Look for Ways to Cut Expenses
If you are single, pregnant and broke, you need to take care of yourself while also considering your financial situation. Perhaps you can arrange to live with a roommate, with renters in your home if feasible or with friends or family during the time that you are pregnant in order to save additional money.
Get Support from Family and Friends
Now is the time to lean on family and friends. You may have a family that is willing to support you if you ask. If you need to borrow money during this financially strained time, perhaps your family or friends will be able to help you out.
Is there Government Support
If you are a disadvantaged parent and are in need of financial assistance, you may want to consult with your nearest government agency to determine whether or not you are able to get financial assistance for yourself and your child. Sometimes single mothers are eligible for certain tax benefits or other forms of assistance.
What Can I Do to Financially Prepare Myself
As a parent to be or for anyone actually, there are ways to save money. Take the time that you need to organize your life in a way that saves money. Use coupons, look for online deals or shop on discount days, use the food bank if necessary. Take public transportation instead of using your car, be economical in your home and use the dryer and other electricity sources as little as possible. You would be surprised at how much money you can save by doing little things.
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